LINE OF CREDIT UNITY CREDIT UNION UPDATE

Can I continue to use my existing checks with a different Routing and Transit Number?

If you have a UNIFY Checking Account or Money Market Account, you can withdraw money by writing checks. You can make cash withdrawals in person at any Branch, CO-OP Shared Branch or ATM. You can also make deposits conveniently through payroll deduction or Direct Deposit. You can make deposits in person, by mail or by ATM. Visit our rate sheet for current minimum balance requirements. What are the minimum balance requirements for UNIFY Checking and Savings Accounts?

LINE OF CREDIT UNITY CREDIT UNION UPDATE

You can update your address through eBanking, by phoning our Contact Center at 877.254.9328 or in person at any Branch. If you choose to add a joint owner, you can do so at the same time. Once you have changed your name with Social Security, please phone us. The joint owner can send a note instructing us to remove their name (signature notarized) or we can close your existing account by opening a new account and transferring funds. How do I remove a joint owner from my account? Please Note: This is a regulation mandated by the federal government. There are no limitations on ATM, in-branch or shared-branch transactions. These transactions include phone requests, Overdraft, Online Banking, email requests and faxed requests. Under Regulation D, a maximum of six transfers per month from a savings or a money market are allowed.

Regulation D is a federal regulation that limits the number of electronic transfers or checks from money market and savings accounts. Your deposits are insured to at least $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government. To check your available balance, log in to eBanking or call us at 877.254.9328, available 24/7. An overdraw can result in returned transactions and fees due to non-sufficient funds.įor more information how transactions are processed including the order and timeframe in which they are paid, please see our Funds Availability Policy in the Membership Booklet. If you exceed your available balance, even though the actual balance may be greater, you may overdraw your account. You should only make transactions against your available balance. Your available balance is the amount that can be accessed for transactions. This amount does not reflect pending transactions, which have not fully processed and cleared your account - the available balance does. The actual balance is the total amount of funds in your account. What is the difference between my actual balance and my available balance?

Line of credit unity credit union